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Leeres Feld ist erlaubt.\" \u002F>\n        \u003C\u002Fdiv>\n        \n        \u003Cbutton id=\"smfcalc\" class=\"btn btn-md btn-primary rounded-pill\">SMF berechnen\u003C\u002Fbutton>\n        \n        \u003Cdiv class=\"results\">\n            \u003Cdiv class=\"result-row\">\n                \u003Cspan class=\"result-label\">Scheme-Manager-Fee\u003C\u002Fspan>\n                \u003Cspan class=\"result-value\" id=\"netFee\">0,00 €\u003C\u002Fspan>\n            \u003C\u002Fdiv>\n            \u003Cdiv class=\"vat-notice\">\n                + gesetzl. 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",[310],{"_uid":311,"size":17,"text":312,"align":17,"color":17,"margin":17,"content":17,"tooltip":314,"richtext":315,"text_new":333,"component":79,"link_color":17,"list_style":17},"8502b60a-1bd3-472d-bb9a-4a3d4b60ee8c",{"_uid":313,"plugin":58,"content":17},"2063de1c-e5ed-49a7-8f20-f328af5f08b1",[],{"type":61,"content":316},[317,325],{"type":64,"attrs":318,"content":319},{"textAlign":66},[320],{"text":321,"type":70,"marks":322},"Die Scheme-Manager-Fee (SMF) ist ein zentraler Beitrag, der die Weiterentwicklung, Steuerung und Vermarktung des gesamten girocard-Systems in Deutschland sicherstellt. Sie finanziert die Aufgaben des sogenannten \"Scheme-Managers\", der EURO Kartensysteme GmbH (EKS), der im Auftrag der Deutschen Kreditwirtschaft (DK) handelt. ",[323],{"type":73,"attrs":324},{"color":17},{"type":64,"attrs":326,"content":327},{"textAlign":34},[328],{"text":329,"type":70,"marks":330},"Ziel ist es, die girocard als führendes und beliebtestes Zahlungsmittel in Deutschland wettbewerbsfähig, sicher und zukunftssicher zu halten. Davon profitieren Sie als Händler direkt durch eine hohe Kundenakzeptanz und stetige Innovationen. ",[331],{"type":73,"attrs":332},{"color":17},{"_uid":334,"plugin":78,"content":17},"83391a06-a529-4ef9-967e-79abcf82b7a8","multi-accordion-item",{"_uid":337,"link":338,"image":339,"title":340,"content":341,"component":335},"ae7678f9-2774-4968-840d-0531bb45b47f",{"id":17,"url":17,"linktype":305,"fieldtype":306,"cached_url":17},[],"Warum wird diese Gebühr jetzt eingeführt?",[342],{"_uid":343,"size":17,"text":344,"align":17,"color":17,"margin":17,"content":17,"tooltip":345,"richtext":346,"text_new":360,"component":79,"link_color":17,"list_style":17},"652c6ee3-03ff-412c-a95d-79eb70fb8e8d",{"_uid":313,"plugin":58,"content":17},[],{"type":61,"content":347},[348],{"type":64,"attrs":349,"content":350},{"textAlign":66},[351,356],{"text":352,"type":70,"marks":353},"Die Deutsche Kreditwirtschaft hat beschlossen, die Finanzierung des girocard-Systems neu zu strukturieren, um es zukunftsfähig zu machen. Investitionen in die digitale girocard, Sicherheitstechnologien und die allgemeine Systemstabilität sollen so sichergestellt werden.",[354],{"type":73,"attrs":355},{"color":17},{"text":182,"type":70,"marks":357},[358],{"type":73,"attrs":359},{"color":75},{"_uid":334,"plugin":78,"content":17},{"_uid":362,"link":363,"image":364,"title":365,"content":366,"component":335},"2da38512-20e4-4a31-98c5-b2a688f834d2",{"id":17,"url":17,"linktype":305,"fieldtype":306,"cached_url":17},[],"Bin ich verpflichtet, diese Gebühr zu zahlen?",[367],{"_uid":368,"size":17,"text":369,"align":17,"color":17,"margin":17,"content":17,"tooltip":370,"richtext":371,"text_new":385,"component":79,"link_color":17,"list_style":17},"f0212c8f-b0b5-4234-81b4-b703718c7606",{"_uid":313,"plugin":58,"content":17},[],{"type":61,"content":372},[373],{"type":64,"attrs":374,"content":375},{"textAlign":66},[376,381],{"text":377,"type":70,"marks":378},"Ja. 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Als Ihr Netzbetreiber zieht PAYONE diese Gebühr ein und leitet diese an die EKS weiter.",[379],{"type":73,"attrs":380},{"color":17},{"text":182,"type":70,"marks":382},[383],{"type":73,"attrs":384},{"color":75},{"_uid":334,"plugin":78,"content":17},{"_uid":387,"link":388,"image":389,"title":390,"content":391,"component":335},"b3bea920-b7da-46ea-928d-f4fb1de6bae9",{"id":17,"url":17,"linktype":305,"fieldtype":306,"cached_url":17},[],"Wie hoch ist die SMF genau?",[392],{"_uid":393,"size":17,"text":394,"align":17,"color":17,"margin":17,"content":17,"tooltip":395,"richtext":396,"text_new":406,"component":79,"link_color":17,"list_style":17},"2b08a3f7-f84b-476b-aed2-8c5cac9fe4b0",{"_uid":313,"plugin":58,"content":17},[],{"type":61,"content":397},[398],{"type":64,"attrs":399,"content":400},{"textAlign":66},[401],{"text":402,"type":70,"marks":403},"Sie beträgt exakt 0,00209 % Ihres girocard-Umsatzes. Bei 10.000 € girocard-Umsatz im Monat entspricht das einer Gebühr von 21 Cent + Umsatzsteuer. ",[404],{"type":73,"attrs":405},{"color":17},{"_uid":334,"plugin":78,"content":17},{"_uid":408,"link":409,"image":410,"title":411,"content":412,"component":335},"09d289da-d776-429f-904a-5af5dbb1cd36",{"id":17,"url":17,"linktype":305,"fieldtype":306,"cached_url":17},[],"Wer erhält das Geld? Verdient PAYONE daran?",[413],{"_uid":414,"size":17,"text":415,"align":17,"color":17,"margin":17,"content":17,"tooltip":416,"richtext":417,"text_new":431,"component":79,"link_color":17,"list_style":17},"6f01e846-0e7d-4e7a-a2fb-47d411e52487",{"_uid":313,"plugin":58,"content":17},[],{"type":61,"content":418},[419],{"type":64,"attrs":420,"content":421},{"textAlign":66},[422,427],{"text":423,"type":70,"marks":424},"Nein. Die Gebühr wird zu 100 % an die EURO Kartensysteme GmbH (EKS) weitergeleitet. 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