How it works

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Secure With All Transactions

PayOne does not require a credit card, bank account, e-mail address, additional software or anything else to pay. That way your account and personal information stays safe from identity theft and other forms of fraud.

Safeguarding Consumers Against Fraud
PayOne sets the standard in the phone billing industry for consumer protection.  Every transaction processed goes through our patented authenticationand verification processes that help our merchants eliminate fraud and unauthorized billing charges.

Not able to charge to your carrier bill on your favorite site or app?
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Bulletproof safety

Over the years, as the incidence of credit card hacks, identity theft, and financial fraud has grown, consumers have become increasingly wary about releasing their personal information.

That’s why the idea of mobile payments is catching on so quickly: without the need for a credit card, bank account, e-mail address, additional software, or anything else in order to pay for an item, your customers’ accounts and personal information remain protected from Identity theft and other forms of fraud.

Behind this protection is PayOne’s patented, highly customizable, and rapidly deployed fraud management payment platform, which allows us to offer financial services that dramatically reduce merchant chargebacks and risk. Add to that the payment security expertise of our experienced leadership team, and you’ve got a degree of confidence that you won’t find anywhere else in the industry.

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Best Practices 

Consumer survey*

  • Over half of consumers are concerned about their credit card information being intercepted or misused as a result of a digital transaction.
  • Over half of consumers would purchase more if “no credit card required” was an option for payment.
  • Consumers feel that charging to a phone bill is 300% more secure than loading their personal credit or debit card data.

*Online Consumer Preference Survey, Javelin Strategy & Research, Sept. 2011

How it works

See the PayOne Global Carrier Network (PGCN) in action.
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