PayOne’s Patent Portfolio

For more than 10 years, PayOne has been at the forefront of developing technologies for streamlining commerce and enabling shoppers to use their phone and accounts tied to the phone for mobile payments.

Since 2000, PayOne has invested significant time and money developing these proprietary technologies, and our systems have processed billions of dollars’ worth of transactions.

PayOne has a well-developed and expanding patent portfolio and proprietary technologies that enable, among other solutions, the simple use of a mobile phone number and PIN to instantly transact with a merchant at retail point of sale or in a virtual environment. The patents further cover technology in PayOne's real-time authentication and fraud control system to validate, execute, and settle financial transactions using a variety of funding methods including accounts tied to the mobile number as well as a credit/debit accounts and pre-paid cards for physical as well as digital goods and services.

Our patents include the following…..

Pat. # 

Title 

Ser. #

Filing Date

Status

Issue Date

8,379,815

Method and apparatus to validate a subscriber line

12,916,891

11-1-2010

Issued

2-19-2013

8,239,325

Method and system to verify the identity of a user

11,655,647

1-18-2007

Issued

8-7-2012

7,848,504

Method and apparatus to validate a subscriber line

Verify identity of user  enabling “One-Click” phone based purchase

11,400,737

4-6-2006

Issued

12-7-2010

7,848,500

Method and apparatus to validate a subscriber line  and option to append a credit, debit or pre-paid account

11,836,603

8-9-2007

Issued

12-7-2010

7,527,194

Method and system for processing a transaction

11,098,666

4-4-2005

Issued

5-5-2009

7,080,049

Method and system for processing a transaction

9,962,043

9-20-2001

Issued

7-10-2006

7,054,430

Method and apparatus to validate a subscriber line

10,225,098

8-20-2002

Issued

5-30-2006

6,934,372

System and method for accessing the internet on a per-time-unit basis

9,467,693

12-21-1999

Issued

8-23-2005

Complete copies of PayOne’s issued patents can be viewed at U.S. Patent Office website by clicking on the Patent No. listed above.

Also see recent related press releases listed below

http://www.payone.com/press/press-releases/payone-expands-its-mobile-payment-patent-portfolio

http://www.payone.com/press/press-releases/paymentone-awarded-two-additional-patents%E2%80%94-broadening-its-mobile-wallet-payment

PayOne continues to deploy its platform for mobile payments on a global basis and invest in enhancing its capabilities and technology, and to broaden its patent portfolio. 

 

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